§ Required Mortgage Loan Documentation
· The type of documents that we will need to process will vary on your situations. Here is a general checklist of items that will be needed.
§ W-2 Wage Earner Borrower
· Previous two year tax returns (all pages)
· Previous two year W-2 statements (all pages)
· Most recent, 30 day paycheck stub
· Most recent, 2 month account statements (ie: checking, savings, retirement, investment, etc.) (all pages)
· Copy of a government-issued photo ID
§ Self-Employed Borrowers
· Previous two year tax returns (all pages) (personal and business)
· Most recent, 2 month account statements (ie: checking, savings, retirement, investment, etc.) (all pages)
· Copy of a government-issued photo ID
§ Retired Borrowers
· Most recent two year tax returns (all pages)
· Most recent two year 1099 statements (all pages)
· Social security income letter
· Pension verification (if applicable)
· Most recent 2 month account statements (ie: checking, savings, retirement, investment, etc.) (all pages)
· Copy of a government-issued photo ID
§ This is not a complete list of all documentation that may be required.